Your 5-minute guide to car insurance

Here's some basic advice, plus 22 tips to help you protect yourself and get the best value for the money you spend on automobile coverage.Your car insurance rates are based on a few factors you can't readily change -- your sex, age, marital status and where you live -- and many that you can -- your credit scores, what you drive, how well you drive and how much coverage you buy.Here's how to get